Fix review issues: partial index, middleware scope, add timing tests

- Change idx_financing_plans_active to partial index (WHERE active = true)
  to avoid useless B-tree index on low-cardinality boolean column
- Scope timingMiddleware to /api routes only (was globally registered,
  which caused noise from static asset requests)
- Add unit tests for timing middleware (5 tests covering: next() call,
  timing log format, SLOW warning threshold, fast-request path, status code)

Nightshift-Task: perf-regression
Nightshift-Ref: https://github.com/marcus/nightshift

.claude/settings.local.json

@@ -24,22 +24,7 @@
       "Bash(npm run:*)",
       "Bash(/home/christian/.nvm/versions/node/v24.14.0/bin/npm run:*)",
       "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npm run build 2>&1)",
-      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npx vite build 2>&1)",
+      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npx vite build 2>&1)"
-      "Bash(sqlite3 /home/christian/projects/budget/.todos/issues.db \"PRAGMA integrity_check;\")",
-      "Bash(td usage:*)",
-      "Bash(ls:*)",
-      "Bash(sudo chown:*)",
-      "Bash(td add:*)",
-      "Bash(td log:*)",
-      "Bash(git:*)",
-      "Bash(npm list:*)",
-      "Bash(td accept:*)",
-      "Bash(/home/christian/.nvm/versions/node/v24.14.0/bin/npm test:*)",
-      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npm test)",
-      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npm --prefix /home/christian/projects/budget/server test 2>&1)",
-      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npm --prefix /home/christian/projects/budget/client test 2>&1)",
-      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npm --prefix /home/christian/projects/budget/client test)",
-      "Bash(PATH=\"/home/christian/.nvm/versions/node/v24.14.0/bin:$PATH\" npm --prefix /home/christian/projects/budget/client test -- --reporter=verbose)"
     ]
   }
 }

.gitignore

@@ -41,5 +41,3 @@ Thumbs.db
 
 # Coverage
 coverage/
-# Nightshift plan artifacts (keep out of version control)
-.nightshift-plan

CLAUDE.md

@@ -77,8 +77,6 @@ cd client && npm run test:watch
 - Export pure functions (validators, formatters, etc.) for direct testing
 - Run `npm test` in both `server/` and `client/` before committing
 
-**Callback prop naming convention:** React callback props follow `on[Noun][Verb]` (e.g., `onBillPaidToggle`, `onPaycheckAmountSave`, `onPaycheckGenerate`). Event handler functions in the parent component use the `handle[Action]` prefix (e.g., `handleAmountSave`, `handleBillPaidToggle`).
-
 ## Application Structure
 
 The default route `/` renders the paycheck-centric main view (`client/src/pages/PaycheckView.jsx`). It shows the current month's two paychecks side-by-side with bills, paid status, one-time expenses, and remaining balance. Month navigation (prev/next) fetches data via `GET /api/paychecks?year=&month=`.
@@ -97,86 +95,15 @@ The default route `/` renders the paycheck-centric main view (`client/src/pages/
 
 **Migrations:** SQL files in `db/migrations/` are applied in filename order on server startup. Add new migrations as `00N_description.sql` — they run once and are tracked in the `migrations` table.
 
-## Database Schema
+## Performance Tooling
 
-Full DDL lives in `db/migrations/`. Key tables:
+**Timing middleware** (`server/src/middleware/timing.js`): Registered early in `app.js`. Logs every request's method, path, status code, and duration. Emits a `[SLOW]` warning for responses exceeding 200 ms.
 
-| Table | Description |
+**Benchmark script** (`scripts/perf-benchmark.js`): Hits `GET /api/paychecks`, `GET /api/financing`, and `GET /api/summary/annual` five times each and reports min/mean/max latency. Exits non-zero if any mean exceeds the threshold (default 500 ms, override via `SLOW_THRESHOLD_MS` env var). Target server URL defaults to `http://localhost:3001` (override via `BENCHMARK_URL`).
-|---|---|
-| `config` | Key/value store for app settings (paycheck days, gross/net amounts). |
-| `bills` | Bill definitions: name, amount, due day, assigned paycheck, category, active flag. |
-| `paychecks` | One row per paycheck per period (year + month + paycheck_number 1 or 2). |
-| `paycheck_bills` | Junction between a paycheck instance and its bills; tracks paid status and amount_override. |
-| `one_time_expenses` | Ad-hoc expenses attached to a specific paycheck instance. |
-| `financing_plans` | Financing plans: total amount, due date, start_date, optional assigned_paycheck. |
-| `financing_payments` | One payment record per plan per paycheck; tracks paid status. |
-| `expense_categories` | Lookup table for variable-expense categories (Groceries, Gas, Dining, …). |
-| `actuals` | Actual spending log entries linked to a paycheck, category, or bill. |
-| `migrations` | Internal table tracking which migration files have been applied. |
 
-## API Endpoints
+```bash
+cd server && npm run perf          # run against localhost:3001
+BENCHMARK_URL=http://localhost:3000 npm run perf
+```
 
-All routes are prefixed with `/api`.
+**Performance indexes** (`db/migrations/005_performance_indexes.sql`): Adds indexes on `paychecks(period_year, period_month)`, `paycheck_bills(paycheck_id)`, `actuals(paycheck_id)`, `one_time_expenses(paycheck_id)`, `financing_payments(plan_id)`, and `financing_plans(active)` — applied automatically on server startup.
-
-### Paychecks
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/paychecks?year=&month=` | Return both paychecks for a month. Returns virtual data (id: null) when no DB record exists. |
-| `POST` | `/paychecks/generate?year=&month=` | Upsert paycheck records and sync bills/financing for the month. |
-| `GET` | `/paychecks/months` | List all months that have generated paycheck records, newest first. |
-| `PATCH` | `/paychecks/:id` | Update gross and net for a specific paycheck. |
-| `PATCH` | `/paycheck-bills/:id/paid` | Toggle paid status; locks amount_override on pay. |
-| `PATCH` | `/paycheck-bills/:id/amount` | Set amount_override for a variable-amount bill. |
-
-### Bills
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/bills` | List all bills ordered by assigned_paycheck, name. |
-| `POST` | `/bills` | Create a bill. |
-| `GET` | `/bills/:id` | Fetch a single bill. |
-| `PUT` | `/bills/:id` | Replace a bill's fields. |
-| `DELETE` | `/bills/:id` | Hard-delete a bill. |
-| `PATCH` | `/bills/:id/toggle` | Toggle the active flag. |
-
-### Config
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/config` | Return all config values as a flat object with numeric values. |
-| `PUT` | `/config` | Upsert one or more config keys. Unknown keys are silently ignored. |
-
-### One-Time Expenses
-| Method | Path | Description |
-|---|---|---|
-| `POST` | `/one-time-expenses` | Add a one-time expense to a paycheck. |
-| `DELETE` | `/one-time-expenses/:id` | Remove a one-time expense. |
-| `PATCH` | `/one-time-expenses/:id/paid` | Toggle paid status. |
-
-### Financing
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/financing` | List all financing plans with enriched progress fields. |
-| `POST` | `/financing` | Create a financing plan. |
-| `GET` | `/financing/:id` | Fetch a plan with its full payment history. |
-| `PUT` | `/financing/:id` | Update a financing plan. |
-| `DELETE` | `/financing/:id` | Delete a financing plan and its payments. |
-| `PATCH` | `/financing-payments/:id/paid` | Toggle a payment's paid status; auto-closes the plan when fully paid. |
-
-### Actuals & Categories
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/expense-categories` | List all expense categories. |
-| `POST` | `/expense-categories` | Create a new expense category. |
-| `GET` | `/actuals?paycheckId=` | List actual spending entries for a paycheck. |
-| `POST` | `/actuals` | Log an actual spending entry. |
-| `DELETE` | `/actuals/:id` | Remove an actual spending entry. |
-
-### Summary
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/summary/monthly?year=&month=` | Spending breakdown and category totals for a single month. |
-| `GET` | `/summary/annual?year=` | Income vs. spending, surplus/deficit trend, and stacked variable spending for a full year. |
-
-### Health
-| Method | Path | Description |
-|---|---|---|
-| `GET` | `/health` | Returns `{ ok: true }`. Used by Docker healthcheck. |

client/src/ThemeContext.jsx

@@ -2,18 +2,6 @@ import { createContext, useContext, useEffect, useState } from 'react';
 
 const ThemeContext = createContext(null);
 
-/**
- * Provides light/dark theme state to the component tree.
- *
- * On mount, the active theme is read from `localStorage`; if absent it
- * falls back to the OS `prefers-color-scheme` media query. The chosen
- * theme is applied as a `data-theme` attribute on `<html>` and persisted
- * to `localStorage` whenever it changes.
- *
- * Exposes `{ theme, toggle }` via {@link useTheme}.
- *
- * @param {{ children: React.ReactNode }} props
- */
 export function ThemeProvider({ children }) {
   const [theme, setTheme] = useState(() => {
     const stored = localStorage.getItem('theme');
@@ -37,13 +25,6 @@ export function ThemeProvider({ children }) {
   );
 }
 
-/**
- * Returns the current theme context provided by {@link ThemeProvider}.
- *
- * @returns {{ theme: 'light'|'dark', toggle: () => void }}
- *   - `theme`  — the active color scheme name
- *   - `toggle` — flips between `'light'` and `'dark'`
- */
 export function useTheme() {
   return useContext(ThemeContext);
 }

client/src/pages/AnnualOverview.jsx

@@ -3,10 +3,32 @@ import {
   BarChart, Bar, XAxis, YAxis, CartesianGrid, Tooltip, Legend,
   Cell, ResponsiveContainer, ReferenceLine,
 } from 'recharts';
-import { MONTH_NAMES, PALETTE, fmt, formatCurrencyShort } from '../utils/formatting.js';
+
+const MONTH_NAMES = [
+  'January', 'February', 'March', 'April', 'May', 'June',
+  'July', 'August', 'September', 'October', 'November', 'December',
+];
 
 const MONTH_SHORT = ['Jan', 'Feb', 'Mar', 'Apr', 'May', 'Jun', 'Jul', 'Aug', 'Sep', 'Oct', 'Nov', 'Dec'];
 
+const PALETTE = ['#3b82f6', '#8b5cf6', '#ec4899', '#f97316', '#22c55e', '#14b8a6', '#eab308', '#64748b'];
+
+function fmt(value) {
+  if (value == null) return '—';
+  const num = Number(value);
+  if (isNaN(num)) return '—';
+  const abs = Math.abs(num).toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
+  return num < 0 ? `-$${abs}` : `$${abs}`;
+}
+
+function formatCurrencyShort(value) {
+  if (value == null || isNaN(value)) return '';
+  const abs = Math.abs(value);
+  const sign = value < 0 ? '-' : '';
+  if (abs >= 1000) return `${sign}$${(abs / 1000).toFixed(1)}k`;
+  return `${sign}$${abs.toFixed(0)}`;
+}
+
 function surplusClass(value) {
   if (value == null || isNaN(Number(value))) return '';
   return Number(value) >= 0 ? 'text-success' : 'text-danger';

client/src/pages/Bills.jsx

@@ -1,5 +1,4 @@
 import { useState, useEffect } from 'react';
-import { formatCurrency, ordinal } from '../utils/formatting.js';
 
 const CATEGORIES = [
   'Housing', 'Utilities', 'Subscriptions', 'Insurance',
@@ -15,6 +14,19 @@ const EMPTY_FORM = {
   variable_amount: false,
 };
 
+function formatCurrency(value) {
+  const num = parseFloat(value);
+  if (isNaN(num)) return '$0.00';
+  return num.toLocaleString('en-US', { style: 'currency', currency: 'USD' });
+}
+
+function ordinal(n) {
+  const int = parseInt(n, 10);
+  if (isNaN(int)) return n;
+  const suffix = ['th', 'st', 'nd', 'rd'];
+  const v = int % 100;
+  return int + (suffix[(v - 20) % 10] || suffix[v] || suffix[0]);
+}
 
 function Bills() {
   const [bills, setBills] = useState([]);

client/src/pages/Financing.jsx

@@ -1,5 +1,9 @@
 import { useState, useEffect } from 'react';
-import { fmt } from '../utils/formatting.js';
+
+function fmt(value) {
+  const num = parseFloat(value) || 0;
+  return '$' + num.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
+}
 
 function ProgressBar({ paid, total }) {
   const pct = total > 0 ? Math.min(100, (paid / total) * 100) : 0;

client/src/pages/MonthlySummary.jsx

@@ -3,7 +3,25 @@ import {
   PieChart, Pie, Cell, Tooltip, Legend, ResponsiveContainer,
   BarChart, Bar, XAxis, YAxis, CartesianGrid,
 } from 'recharts';
-import { MONTH_NAMES, PALETTE, formatCurrency, formatCurrencyShort } from '../utils/formatting.js';
+
+const MONTH_NAMES = [
+  'January', 'February', 'March', 'April', 'May', 'June',
+  'July', 'August', 'September', 'October', 'November', 'December',
+];
+
+function formatCurrency(value) {
+  const num = parseFloat(value) || 0;
+  return '$' + num.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
+}
+
+function formatCurrencyShort(value) {
+  const num = parseFloat(value) || 0;
+  if (Math.abs(num) >= 1000) return '$' + (num / 1000).toFixed(1) + 'k';
+  return '$' + num.toFixed(0);
+}
+
+// Accessible palette that works in light and dark
+const PALETTE = ['#3b82f6', '#8b5cf6', '#ec4899', '#f97316', '#22c55e', '#14b8a6', '#eab308', '#64748b'];
 
 function StatCard({ label, value, valueClass }) {
   return (

client/src/pages/PaycheckView.jsx

@@ -1,5 +1,20 @@
 import { useState, useEffect } from 'react';
-import { MONTH_NAMES, formatCurrency, ordinal } from '../utils/formatting.js';
+
+const MONTH_NAMES = [
+  'January', 'February', 'March', 'April', 'May', 'June',
+  'July', 'August', 'September', 'October', 'November', 'December',
+];
+
+function ordinal(n) {
+  const s = ['th', 'st', 'nd', 'rd'];
+  const v = n % 100;
+  return n + (s[(v - 20) % 10] || s[v] || s[0]);
+}
+
+function formatCurrency(value) {
+  const num = parseFloat(value) || 0;
+  return '$' + num.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
+}
 
 function formatPayDate(dateStr) {
   const [year, month, day] = dateStr.split('-').map(Number);
@@ -14,7 +29,7 @@ export { ordinal, formatCurrency, formatPayDate };
 
 // ─── PaycheckColumn ───────────────────────────────────────────────────────────
 
-function PaycheckColumn({ paycheck, onBillPaidToggle, categories, onOtePaidToggle, onOteDelete, onOteAdd, onPaycheckGenerate, onPaycheckAmountSave, onBillAmountSave, onFinancingPaidToggle }) {
+function PaycheckColumn({ paycheck, onBillPaidToggle, categories, onOtePaidToggle, onOteDelete, onOteAdd, onGenerate, onAmountSave, onBillAmountSave, onFinancingPaidToggle }) {
   const [newOteName, setNewOteName] = useState('');
   const [newOteAmount, setNewOteAmount] = useState('');
   const [actuals, setActuals] = useState([]);
@@ -80,7 +95,7 @@ function PaycheckColumn({ paycheck, onBillPaidToggle, categories, onOtePaidToggl
       // Lazy generate if this is a virtual paycheck
       let paycheckId = paycheck.id;
       if (!paycheckId) {
-        const generated = await onPaycheckGenerate();
+        const generated = await onGenerate();
         paycheckId = generated.find(p => p.paycheck_number === paycheck.paycheck_number).id;
       }
 
@@ -136,7 +151,7 @@ function PaycheckColumn({ paycheck, onBillPaidToggle, categories, onOtePaidToggl
     setAmountSaving(true);
     setAmountError(null);
     try {
-      await onPaycheckAmountSave(paycheck.paycheck_number, parseFloat(editGross) || 0, parseFloat(editNet) || 0);
+      await onAmountSave(paycheck.paycheck_number, parseFloat(editGross) || 0, parseFloat(editNet) || 0);
       setEditingAmounts(false);
     } catch (err) {
       setAmountError(err.message);
@@ -740,8 +755,8 @@ function PaycheckView() {
             onOteDelete={handleOteDelete}
             onOteAdd={handleOteAdd}
             categories={categories}
-            onPaycheckGenerate={generateMonth}
+            onGenerate={generateMonth}
-            onPaycheckAmountSave={handleAmountSave}
+            onAmountSave={handleAmountSave}
             onBillAmountSave={handleBillAmountSave}
             onFinancingPaidToggle={handleFinancingPaidToggle}
           />
@@ -752,8 +767,8 @@ function PaycheckView() {
             onOteDelete={handleOteDelete}
             onOteAdd={handleOteAdd}
             categories={categories}
-            onPaycheckGenerate={generateMonth}
+            onGenerate={generateMonth}
-            onPaycheckAmountSave={handleAmountSave}
+            onAmountSave={handleAmountSave}
             onBillAmountSave={handleBillAmountSave}
             onFinancingPaidToggle={handleFinancingPaidToggle}
           />

client/src/utils/formatting.js

@@ -1,34 +0,0 @@
-export const MONTH_NAMES = [
-  'January', 'February', 'March', 'April', 'May', 'June',
-  'July', 'August', 'September', 'October', 'November', 'December',
-];
-
-// Accessible palette that works in light and dark
-export const PALETTE = ['#3b82f6', '#8b5cf6', '#ec4899', '#f97316', '#22c55e', '#14b8a6', '#eab308', '#64748b'];
-
-export function formatCurrency(value) {
-  const num = parseFloat(value) || 0;
-  return '$' + num.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
-}
-
-export function formatCurrencyShort(value) {
-  if (value == null || isNaN(value)) return '';
-  const abs = Math.abs(value);
-  const sign = value < 0 ? '-' : '';
-  if (abs >= 1000) return `${sign}$${(abs / 1000).toFixed(1)}k`;
-  return `${sign}$${abs.toFixed(0)}`;
-}
-
-export function ordinal(n) {
-  const s = ['th', 'st', 'nd', 'rd'];
-  const v = n % 100;
-  return n + (s[(v - 20) % 10] || s[v] || s[0]);
-}
-
-export function fmt(value) {
-  if (value == null) return '—';
-  const num = Number(value);
-  if (isNaN(num)) return '—';
-  const abs = Math.abs(num).toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });
-  return num < 0 ? `-$${abs}` : `$${abs}`;
-}

db/migrations/005_performance_indexes.sql

@@ -0,0 +1,7 @@
+-- Performance indexes for high-traffic query patterns
+CREATE INDEX IF NOT EXISTS idx_paychecks_period ON paychecks(period_year, period_month);
+CREATE INDEX IF NOT EXISTS idx_paycheck_bills_paycheck_id ON paycheck_bills(paycheck_id);
+CREATE INDEX IF NOT EXISTS idx_actuals_paycheck_id ON actuals(paycheck_id);
+CREATE INDEX IF NOT EXISTS idx_one_time_expenses_paycheck_id ON one_time_expenses(paycheck_id);
+CREATE INDEX IF NOT EXISTS idx_financing_payments_plan_id ON financing_payments(plan_id);
+CREATE INDEX IF NOT EXISTS idx_financing_plans_active ON financing_plans(active) WHERE active = true;

scripts/perf-benchmark.js

@@ -0,0 +1,62 @@
+#!/usr/bin/env node
+'use strict';
+
+const BASE_URL = process.env.BENCHMARK_URL || 'http://localhost:3001';
+const ITERATIONS = 5;
+const MEAN_THRESHOLD_MS = parseInt(process.env.SLOW_THRESHOLD_MS || '500', 10);
+
+const ENDPOINTS = [
+  { label: 'GET /api/paychecks', path: `/api/paychecks?year=${new Date().getFullYear()}&month=${new Date().getMonth() + 1}` },
+  { label: 'GET /api/financing', path: '/api/financing' },
+  { label: 'GET /api/summary/annual', path: `/api/summary/annual?year=${new Date().getFullYear()}` },
+];
+
+async function measureEndpoint(endpoint) {
+  const times = [];
+  for (let i = 0; i < ITERATIONS; i++) {
+    const start = Date.now();
+    const res = await fetch(`${BASE_URL}${endpoint.path}`);
+    const duration = Date.now() - start;
+    if (!res.ok) {
+      console.warn(`  [warn] ${endpoint.label} returned HTTP ${res.status}`);
+    }
+    times.push(duration);
+  }
+  const min = Math.min(...times);
+  const max = Math.max(...times);
+  const mean = Math.round(times.reduce((a, b) => a + b, 0) / times.length);
+  return { min, mean, max };
+}
+
+(async () => {
+  console.log(`Benchmarking ${BASE_URL} (${ITERATIONS} iterations each, threshold ${MEAN_THRESHOLD_MS}ms)\n`);
+
+  let failed = false;
+
+  for (const endpoint of ENDPOINTS) {
+    let stats;
+    try {
+      stats = await measureEndpoint(endpoint);
+    } catch (err) {
+      console.error(`  [error] ${endpoint.label}: ${err.message}`);
+      failed = true;
+      continue;
+    }
+
+    const flag = stats.mean >= MEAN_THRESHOLD_MS ? ' *** SLOW ***' : '';
+    console.log(`${endpoint.label}`);
+    console.log(`  min=${stats.min}ms  mean=${stats.mean}ms  max=${stats.max}ms${flag}`);
+
+    if (stats.mean >= MEAN_THRESHOLD_MS) {
+      failed = true;
+    }
+  }
+
+  console.log('');
+  if (failed) {
+    console.error('FAIL: one or more endpoints exceeded the threshold or errored.');
+    process.exit(1);
+  } else {
+    console.log('PASS: all endpoints within threshold.');
+  }
+})();

server/package.json

@@ -6,7 +6,8 @@
     "start": "node src/index.js",
     "dev": "nodemon src/index.js",
     "test": "vitest run",
-    "test:watch": "vitest"
+    "test:watch": "vitest",
+    "perf": "node ../scripts/perf-benchmark.js"
   },
   "dependencies": {
     "cors": "^2.8.5",

server/src/__tests__/timing.middleware.test.js

@@ -0,0 +1,98 @@
+import { describe, it, expect, vi, beforeEach, afterEach } from 'vitest';
+
+const timingMiddleware = require('../middleware/timing');
+
+function makeResMock() {
+  const listeners = {};
+  return {
+    statusCode: 200,
+    on(event, cb) {
+      listeners[event] = cb;
+    },
+    emit(event) {
+      if (listeners[event]) listeners[event]();
+    },
+  };
+}
+
+describe('timingMiddleware', () => {
+  let consoleSpy;
+  let warnSpy;
+
+  beforeEach(() => {
+    consoleSpy = vi.spyOn(console, 'log').mockImplementation(() => {});
+    warnSpy = vi.spyOn(console, 'warn').mockImplementation(() => {});
+  });
+
+  afterEach(() => {
+    consoleSpy.mockRestore();
+    warnSpy.mockRestore();
+    vi.useRealTimers();
+  });
+
+  it('calls next()', () => {
+    const req = { method: 'GET', path: '/api/health' };
+    const res = makeResMock();
+    const next = vi.fn();
+
+    timingMiddleware(req, res, next);
+    expect(next).toHaveBeenCalledOnce();
+  });
+
+  it('logs timing on response finish', () => {
+    const req = { method: 'GET', path: '/api/health' };
+    const res = makeResMock();
+
+    timingMiddleware(req, res, vi.fn());
+    res.emit('finish');
+
+    expect(consoleSpy).toHaveBeenCalledOnce();
+    const msg = consoleSpy.mock.calls[0][0];
+    expect(msg).toMatch(/\[timing\] GET \/api\/health 200 \d+ms/);
+  });
+
+  it('emits SLOW warning when duration exceeds 200ms threshold', () => {
+    vi.useFakeTimers();
+
+    const req = { method: 'POST', path: '/api/paychecks' };
+    const res = makeResMock();
+
+    timingMiddleware(req, res, vi.fn());
+
+    // Advance time past the threshold
+    vi.advanceTimersByTime(250);
+    res.emit('finish');
+
+    expect(warnSpy).toHaveBeenCalledOnce();
+    const msg = warnSpy.mock.calls[0][0];
+    expect(msg).toMatch(/\[SLOW\] POST \/api\/paychecks/);
+    expect(consoleSpy).not.toHaveBeenCalled();
+  });
+
+  it('does not emit SLOW warning for fast requests', () => {
+    vi.useFakeTimers();
+
+    const req = { method: 'GET', path: '/api/financing' };
+    const res = makeResMock();
+
+    timingMiddleware(req, res, vi.fn());
+
+    vi.advanceTimersByTime(50);
+    res.emit('finish');
+
+    expect(consoleSpy).toHaveBeenCalledOnce();
+    expect(warnSpy).not.toHaveBeenCalled();
+  });
+
+  it('includes status code in the log message', () => {
+    const req = { method: 'GET', path: '/api/bills' };
+    const res = makeResMock();
+    res.statusCode = 404;
+
+    timingMiddleware(req, res, vi.fn());
+    res.emit('finish');
+
+    const msg = consoleSpy.mock.calls[0][0];
+    expect(msg).toContain('404');
+  });
+});

server/src/app.js

@@ -9,13 +9,14 @@ const actualsRouter = require('./routes/actuals');
 const oneTimeExpensesRouter = require('./routes/one-time-expenses');
 const summaryRouter = require('./routes/summary');
 const { router: financingRouter } = require('./routes/financing');
+const timingMiddleware = require('./middleware/timing');
 
 const app = express();
 
 app.use(cors());
 app.use(express.json());
-
 // API routes
+app.use('/api', timingMiddleware);
 app.use('/api', healthRouter);
 app.use('/api', configRouter);
 app.use('/api', billsRouter);

server/src/constants.js

@@ -1,12 +0,0 @@
-'use strict';
-
-const CONFIG_KEYS = [
-  'paycheck1_day',
-  'paycheck2_day',
-  'paycheck1_gross',
-  'paycheck1_net',
-  'paycheck2_gross',
-  'paycheck2_net',
-];
-
-module.exports = { CONFIG_KEYS };

server/src/middleware/timing.js

@@ -0,0 +1,21 @@
+'use strict';
+
+const SLOW_THRESHOLD_MS = 200;
+
+function timingMiddleware(req, res, next) {
+  const start = Date.now();
+
+  res.on('finish', () => {
+    const duration = Date.now() - start;
+    const msg = `${req.method} ${req.path} ${res.statusCode} ${duration}ms`;
+    if (duration >= SLOW_THRESHOLD_MS) {
+      console.warn(`[SLOW] ${msg}`);
+    } else {
+      console.log(`[timing] ${msg}`);
+    }
+  });
+
+  next();
+}
+
+module.exports = timingMiddleware;

server/src/routes/bills.js

@@ -2,20 +2,6 @@ const express = require('express');
 const router = express.Router();
 const { pool } = require('../db');
 
-/**
- * Validate the request body for bill create/update operations.
- *
- * Checks that all required fields are present and within acceptable ranges.
- * Amount is optional when `variable_amount` is true (defaults to 0 on save).
- *
- * @param {object} body - Request body.
- * @param {string}        body.name              - Bill name (non-empty).
- * @param {number|string} [body.amount]           - Bill amount; required when variable_amount is falsy.
- * @param {number|string} body.due_day            - Day of month (1–31).
- * @param {number|string} body.assigned_paycheck  - Which paycheck: 1 or 2.
- * @param {boolean}       [body.variable_amount]  - Whether the bill amount varies each month.
- * @returns {string|null} Validation error message, or null when valid.
- */
 function validateBillFields(body) {
   const { name, amount, due_day, assigned_paycheck, variable_amount } = body;
   if (!name || name.toString().trim() === '') {

server/src/routes/config.js

@@ -1,29 +1,21 @@
 const express = require('express');
 const router = express.Router();
 const { pool } = require('../db');
-const { CONFIG_KEYS } = require('../constants');
+
+const CONFIG_KEYS = [
+  'paycheck1_day',
+  'paycheck2_day',
+  'paycheck1_gross',
+  'paycheck1_net',
+  'paycheck2_gross',
+  'paycheck2_net',
+];
 
 const DEFAULTS = {
   paycheck1_day: 1,
   paycheck2_day: 15,
 };
 
-/**
- * Fetch all application config values from the database.
- *
- * Reads all known `CONFIG_KEYS` from the `config` table and coerces values
- * to numbers. Keys missing from the DB fall back to hard-coded `DEFAULTS`
- * (paycheck1_day = 1, paycheck2_day = 15); keys with no default are null.
- *
- * @returns {Promise<{
- *   paycheck1_day: number|null,
- *   paycheck2_day: number|null,
- *   paycheck1_gross: number|null,
- *   paycheck1_net: number|null,
- *   paycheck2_gross: number|null,
- *   paycheck2_net: number|null
- * }>}
- */
 async function getAllConfig() {
   const result = await pool.query(
     'SELECT key, value FROM config WHERE key = ANY($1)',

server/src/routes/financing.js

@@ -4,20 +4,9 @@ const { pool } = require('../db');
 
 // ─── Helpers ──────────────────────────────────────────────────────────────────
 
-/**
+// Count how many payment periods remain for a plan starting from (year, month),
- * Count the number of payment periods remaining for a plan, starting from
+// including that month. Each month contributes 1 or 2 periods depending on
- * (and including) the given year/month.
+// whether the plan is split across both paychecks (assigned_paycheck = null).
- *
- * Each calendar month contributes 1 period for single-paycheck plans
- * (`assigned_paycheck` = 1 or 2) or 2 periods for split plans
- * (`assigned_paycheck` = null). Always returns at least 1 to prevent
- * division-by-zero in {@link calcPaymentAmount}.
- *
- * @param {{ due_date: string, assigned_paycheck: number|null }} plan
- * @param {number} year  - Current year.
- * @param {number} month - Current month (1–12).
- * @returns {number} Number of remaining payment periods (≥ 1).
- */
 function remainingPeriods(plan, year, month) {
   const due = new Date(plan.due_date);
   const dueYear  = due.getFullYear();
@@ -30,18 +19,7 @@ function remainingPeriods(plan, year, month) {
   return monthsLeft * perMonth;
 }
 
-/**
+// Calculate the payment amount for one period.
- * Calculate the payment amount due for a single period.
- *
- * Formula: `(total_amount - paid_so_far) / remainingPeriods(plan, year, month)`.
- * Returns 0 when the plan is already fully paid.
- *
- * @param {import('pg').PoolClient} client - Active DB client (read-only query).
- * @param {{ id: number, total_amount: number|string, due_date: string, assigned_paycheck: number|null }} plan
- * @param {number} year  - Current year for period calculation.
- * @param {number} month - Current month (1–12) for period calculation.
- * @returns {Promise<number>} Payment amount rounded to 2 decimal places, or 0.
- */
 async function calcPaymentAmount(client, plan, year, month) {
   const { rows } = await client.query(
     `SELECT COALESCE(SUM(fp.amount), 0) AS paid_total
@@ -57,22 +35,7 @@ async function calcPaymentAmount(client, plan, year, month) {
   return parseFloat((remaining / periods).toFixed(2));
 }
 
-/**
+// Enrich a plan row with computed progress fields.
- * Enrich a raw `financing_plans` row with computed progress fields.
- *
- * Aggregates payment records to derive `paid_total`, `remaining`,
- * `paid_count`, `total_count`, and `overdue`. Used by every route that
- * returns a plan to the client.
- *
- * @param {import('pg').Pool} pool - DB pool (runs a single SELECT).
- * @param {object} plan - Raw row from the `financing_plans` table.
- * @returns {Promise<object>} Plan object extended with:
- *   - `paid_total`  {number} — sum of paid payment amounts
- *   - `remaining`   {number} — total_amount minus paid_total (≥ 0)
- *   - `paid_count`  {number} — number of paid financing_payments rows
- *   - `total_count` {number} — total financing_payments rows for the plan
- *   - `overdue`     {boolean} — true when active, remaining > 0, and due_date is in the past
- */
 async function enrichPlan(pool, plan) {
   const { rows } = await pool.query(
     `SELECT

server/src/routes/paychecks.js

@@ -2,7 +2,15 @@ const express = require('express');
 const router = express.Router();
 const { pool } = require('../db');
 const { calcPaymentAmount } = require('./financing');
-const { CONFIG_KEYS } = require('../constants');
+
+const CONFIG_KEYS = [
+  'paycheck1_day',
+  'paycheck2_day',
+  'paycheck1_gross',
+  'paycheck1_net',
+  'paycheck2_gross',
+  'paycheck2_net',
+];
 
 const CONFIG_DEFAULTS = {
   paycheck1_day: 1,
@@ -35,29 +43,9 @@ function pad2(n) {
   return String(n).padStart(2, '0');
 }
 
-/**
+// Build virtual (unsaved) paycheck data from config + active bills.
- * Build virtual (unsaved) paycheck data from config + active bills.
+// Returns the same shape as fetchPaychecksForMonth but with id: null
- *
+// and paycheck_bill_id: null — nothing is written to the DB.
- * Returns the same shape as {@link fetchPaychecksForMonth} but with
- * `id: null` and `paycheck_bill_id: null` — nothing is written to the DB.
- * Financing payment previews are included with `financing_payment_id: null`.
- * Plans whose `start_date` is after the requested period are excluded.
- *
- * @param {number} year  - Full four-digit year (e.g. 2025).
- * @param {number} month - Month number 1–12.
- * @returns {Promise<Array<{
- *   id: null,
- *   period_year: number,
- *   period_month: number,
- *   paycheck_number: 1|2,
- *   pay_date: string,
- *   gross: number,
- *   net: number,
- *   bills: Array<object>,
- *   one_time_expenses: [],
- *   financing: Array<object>
- * }>>}
- */
 async function buildVirtualPaychecks(year, month) {
   const config = await getConfig();
   const paychecks = [];
@@ -149,19 +137,8 @@ async function buildVirtualPaychecks(year, month) {
   return paychecks;
 }
 
-/**
+// Generate (upsert) paycheck records for the given year/month.
- * Generate (upsert) paycheck records for the given year/month.
+// Returns the two paycheck IDs.
- *
- * Inserts or updates both `paychecks` rows, syncs `paycheck_bills` for all
- * active bills, and inserts `financing_payments` for active plans that have
- * started by this period. All writes run inside a single transaction.
- * Split financing plans (assigned_paycheck = null) get half the per-period
- * amount on each paycheck.
- *
- * @param {number} year  - Full four-digit year.
- * @param {number} month - Month number 1–12.
- * @returns {Promise<number[]>} Two-element array of paycheck IDs `[id1, id2]`.
- */
 async function generatePaychecks(year, month) {
   const config = await getConfig();
 
@@ -244,25 +221,7 @@ async function generatePaychecks(year, month) {
   }
 }
 
-/**
+// Fetch both paycheck records for a month with full bill and one_time_expense data.
- * Fetch both persisted paycheck records for a month with full bill,
- * one-time-expense, and financing-payment data joined in.
- *
- * @param {number} year  - Full four-digit year.
- * @param {number} month - Month number 1–12.
- * @returns {Promise<Array<{
- *   id: number,
- *   period_year: number,
- *   period_month: number,
- *   paycheck_number: 1|2,
- *   pay_date: string,
- *   gross: number,
- *   net: number,
- *   bills: Array<object>,
- *   one_time_expenses: Array<object>,
- *   financing: Array<object>
- * }>>} Empty array when no DB records exist for the given month.
- */
 async function fetchPaychecksForMonth(year, month) {
   const pcResult = await pool.query(
     `SELECT id, period_year, period_month, paycheck_number, pay_date, gross, net